Hey, summer is almost here. And while many of you are thinking about barbecues, beach parties, and sipping cocktails poolside, I'm worrying about whether you're carrying enough insurance just in case something goes wrong.Just as in driving, when planning your finances you have to learn to be defensive. Great asset allocations, high-flying mutual funds, and perfectly structured portfolios won't save you if you get sued. And while the mere word "insurance" makes some people cringe, it might not seem so bad if you can find ways to protect your family and save money at the same time
